Our Programs

Leasing and Financing Options

• Fair Market Value: (FMV), Full Payout, Operating Leases
• Capital Leases: $1.00 buyout, PUT and structured credits
• Equipment Finance Agreements (EFA’s-Loans) 

Terms: 24-84 months

Transaction Size: $25,000 to $3,000,000 + depending on transaction

Credit Profile B-C-D:

• Credit Scores from the 400’s to the 800’s
• Including first time buyers
• Prior bankruptcies
• Judgments
• Tax liens
• Start-ups
• Private party sales
• Foreclosures
• Slow pays 

Required Documents

• For A & B Credits, please call for details.
• For C and D Credits, only Application and Vendor Invoice is required on transactions up to $500,000.

Required Enhancements for C and D Credits

• Equal  value free and clear collateral in the amount borrowed such as another  truck, trailer, car or equipment will be required; or
• Down Payment/Security Deposit Minimum of 40% (possibly down to 37% if the transaction warrants that consideration); or
• Combination of some collateral and some cash down.

Working Capital Loans: 

• Use free and clear earning assets to generate income for many reasons. Refinance existing loans, expand the business, pay-off taxes and liens etc.